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Art Handler Network | Independent Contractors
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Insurance

Insurance policies for professionals working with high-value art and artifact collections

If you have your own business and work as an independent contractor as an art professional, get a quote with this application.

Policies*

General Liability

Third party coverage for Bodily Injury and Property Damage Liability, Personal and Advertising Injury Liability, and Medical Payments.

Professional Liability

Also known as "Error and Omissions", this is third-party coverage for injury arising out of an actual or alleged negligent act, error, or omission in the rendering of or failure to render professional services to others arising out of your operations.

Inland Marine

Insurance that covers physical damage to the art you are handling.

Worker's Compensation

Insurance that covers medical expenses and a portion of lost wages for employees who become injured or ill on the job.

Click the "Apply" button to fill out an application for one of the policies above. A broker will reach out to you and help you determine the appropriate coverage.

 

*AHN is not a broker but refers interested parties to a third-party broker. We do make a small commission on this and assure you we only promote products that we use ourselves.

Why Get Insurance?

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  • You are liable for your own work as an independent contractor

  • Some clients require it

  • Protects the contractor in the event of a bodily injury or property claim against your business

  • Protects the contractor in the event you damage the art you are handling

  • Protects the contractor in the event you get hurt on the job

 

*Please note, the above is subject to the elected coverage purchased by the contractor

What is the Process?

Though it often takes less, we recommend you allow up to 3 days to get a new policy

  1. Fill out the application

  2. The application goes immediately to the broker

  3. The broker gets a quote from the underwriter within 48 hours

  4. The broker provides the buyer with the quote and electronic form to sign

  5. The broker will provide confirmation of the policy

  6. The buyer will receive an invoice in the mail within 2 weeks

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